Posted by cskadmin on May 30, 2012
During the past decade, the returns of investment-grade bonds have exceeded those of stocks. During the past decade, many long-term fundamentals of investing have been turned upside down and one example is the performance of U.S. stocks compared with bonds. Over longer time periods, such as 20 or 30 years, stocks exhibited higher average annual […]
Read More →Posted by cskadmin on May 23, 2012
Creating a business plan forces you to take an objective look at your chances for success. Whether you’re an entrepreneur who dreams of starting a business or an experienced owner in search of future growth, creating a formal business plan is likely to be a cornerstone of the process. There are three reasons why a […]
Read More →Posted by cskadmin on May 16, 2012
The Federal Reserve’s policy of low short-term interest rates presents potential pluses and minuses for investors. The Federal Reserve’s recent announcement that it will maintain the federal funds rate in a range between 0.00% and 0.25% through December 2014 has generated the usual analysis about whether Chairman Bernanke and his colleagues are doing the right thing. But the […]
Read More →Posted by cskadmin on May 9, 2012
When appealing to younger workers, plan sponsors may need to frame messages in different ways. Workers under the age of 35 historically have had the lowest level of participation in employer-sponsored retirement plans. When these workers get older, they will have missed opportunities for compounding that could have made it easier to build retirement assets.1 “For […]
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