Posted by Richard on May 15, 2013
Target-date funds provide investors with the ability to simplify their financial and investment lives.1 With target-date funds, your portfolio’s asset allocation is automatically rebalanced on your behalf over the years by professional investment managers, generally growing more conservative as the identified target date approaches. Unlike lifestyle funds, target-date funds do not require investors […]
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Parents looking to take advantage of the many benefits of saving for college with a 529 plan will want to know the full details on which educational expenses qualify for tax-free distribution status — and which do not.1 In Publication 970, the IRS gives detailed guidance on qualified expenses. Here are a few important […]
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Prolonged stock market volatility has caused many investors to question how much of their portfolios should be allocated to equities. The world of investing isn’t solely about stocks and bonds. There are alternative investments, which may provide ways to diversify your portfolio and potentially maximize your portfolio’s risk-adjusted return.1 Alternative investments can help protect […]
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Repairing bad credit is not quite as simple as repairing your car or a broken vase. It can take years for your credit score to bounce back from a delinquency or default. And without a good credit score, you can find yourself fielding rejection notices when you apply for a loan or credit card. […]
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