Posted by Richard on August 15, 2013
Investors are always searching for methods to help them determine whether a company is worth investing in. There are many means of stock valuation, some simple, some more complex.1 Why is stock valuation so important? If the market price of the company’s stock is greater than the company’s intrinsic value, an investor might choose […]
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Divorce can be a complicated and challenging process in which details are easily overlooked. It is important to know the laws that shape divorce proceedings and to understand the impact they have on your assets. This is especially true for those aged 50 and older. Why? Because this group is getting divorced at a […]
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If you have been named as a beneficiary of a trust, you probably have many questions about what comes next. Trust beneficiaries are usually entitled to income from the trust. The trustee who is in charge of the trust is responsible to make sure that assets from the trust are invested well and productively. […]
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For most Americans, an investment in real estate begins and ends with the purchase of a home. Yet investments in commercial real estate — including shopping centers, office buildings, and hotels — may be available to investors. Real estate investment trusts (REITs) allow individuals to invest in large-scale, income-producing real estate. REIT performance has […]
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There are two approaches to mutual fund investing: active and passive.1 An active management style means the fund manager uses analytic or forecasting tools to select individual stocks for the fund portfolio. In a passive approach, the fund manager simply buys whatever stocks are represented by a well-known market index. Funds that attempt to […]
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The greatest benefit of charitable giving is the knowledge that you’ve helped make a difference in the lives of others. Charitable trusts allow you to take your generosity one step further than simply writing a check. A charitable trust is a set of assets that a donor signs over or uses to create a […]
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Estate planning isn’t just for rich, elderly people. Everyone needs to have a will and estate plan in place to provide for contingencies that may occur, and in the event of the individual’s death, to dispose of his or her property, minimize estate taxes, and provide for loved ones. Estate planning is also just […]
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Although many Americans now plan for a retirement up to 20 years, your retirement may last much longer. Traditionally, retirees were advised to project income needs over the length of time of retirement, add on an annual adjustment for inflation, and then identify any potential income shortfall. But the planning required may not be […]
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