Posted by Richard on April 14, 2015
Americans are living longer, healthier lives, and this trend is affecting how they think about and plan for retirement. For instance, according to the Employee Benefit Research Institute, the age at which workers expect to retire has been rising slowly over the past couple of decades. In 1991, just 11% of workers expected to retire […]
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If you are researching new investment avenues, chances are “evaluating risk” tops your checklist. Financial experts have developed many methods for measuring risk, but beta and standard deviation are two of the most popular and useful options. Beta calculates how much (or how little) an investment’s price varies relative to a specific benchmark. For stocks, […]
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Defined contribution plan sponsors are rethinking ways to improve investment offerings in an attempt to elevate retirement outcomes for plan participants. The Towers Watson 2014 U.S. Defined Contribution Sponsor Survey revealed a few key themes. Improving Portfolio Diversification Historically, DC investment options have leaned heavily toward single, stand-alone actively managed funds, each with a style […]
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Late last year President Obama signed into law legislation aimed at giving disabled Americans and their families the opportunity to save for education and other related expenses in a tax-friendly vehicle without jeopardizing their federal benefits. What ABLE Offers Modeled after 529 college savings plans, money invested in “Achieving a Better Life Experience” (ABLE) accounts […]
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