Can Balance Transfers Backfire?

Posted by Richard on November 6, 2018

The average American had $6,354 in credit card debt at the end of 2017 which continues the upward trend of recent years, and many people might be looking for a balance transfer after overspending during this year’s Christmas shopping season. The benefits of a good balance transfer card are that a person with existing high-interest […]

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Money Saving Tips During Holiday Shopping

Posted by Richard on

Avoid impulsive shopping during the holidays by making your plan and sticking to it. One method to avoid the madness, according to Real Simple, is to work out a complete gift plan, then set aside one day for shopping. Before the big day, shop sales for specific items and download any necessary retailer coupons and […]

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The Pros and Cons of Buying A Franchise

Posted by Richard on

Buying into a franchise business of any kind allows the owner to go into business for themselves while providing the benefit of a proven business model but it can come with a substantial cost, according to Entrepreneur Magazine. For those that have never owned a business, franchises can take much guesswork out of the equation […]

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Thanksgiving By The Numbers

Posted by Richard on

* 46 million turkeys are eaten during Thanksgiving each year. (source: History.com) * Americans spent $14.2 billion on Thanksgiving and Black Friday in 2013. * About 50 million Americans travel 50 miles or more from home during the Thanksgiving holiday weekend. (source: AAA) * The average American household spends $54.18 on Thanksgiving dinner. * The […]

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