Posted by Richard on September 8, 2022
Mortgage rates have been up and down following the rate increases by the Federal Reserve, beginning with the one in March this year. Federal Reserve rate increases are aimed at controlling inflation, and while they have affected mortgage rates, the Fed actions and mortgage rates haven’t shadowed each other. Mortgage rates had a soft response […]
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Building up an emergency fund is one of the smartest steps you can take to ensure your financial and overall well-being. Emergency funds are liquid funds that you can tap into when the times get tough. Maybe you need to pay for an expensive automotive repair, or perhaps the fridge dies. If you suddenly have […]
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You use debit cards and credit cards in the same way: A swipe or wave in a card reader or type in your number online. But the two are very different, and only credit cards help build your credit score and are listed on your credit report. Activity on a debit card isn’t reported to […]
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Payment apps. So, so many payment apps. You’ve got Venmo, Zelle, Cashapp, Apple Pay, Google Pay and more. Try to divvy up the bill with your friends at a restaurant and you may find yourself dealing with multiple payment apps. Ultimately, these apps offer a lot of conveniences, but some of the nuances can be […]
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Selecting the right computer can be a difficult task. Not only are there dozens of different models, but often, each model comes in several different variations. No matter what laptop you buy, you’re likely spending hundreds of dollars, so you’ll want a computer that will last for years to come. Wondering how to future-proof your […]
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