Posted by Richard on July 20, 2023
Money is going digital. When your check goes straight to your bank account and you pay your bills directly from that account, you might never see an actual bank note. But should you have some cash on hand? You might need to tip someone, or pay for a service, and what about an emergency? If […]
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Imagine this. You’re running late for work. After you throw on your shoes and stuff your laptop into your bag, you rush out the door, angling for your car. But as you reach for the handle, the car suddenly starts backing up. A moment later, your once reliable ride roars out of sight, leaving you […]
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Maybe you are not a detail person. You sit down, look through all your spending and, suddenly you are caught up in tiny details. Making a category for new socks doesn’t sound right, but it’s not like it was a frivolous spend like a ‘clothing’ category suggests. Pretty soon you just get so confused that […]
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Your student loans don’t necessarily disqualify you from getting a mortgage, but they can affect your finances, and your finances directly impact your ability to get a mortgage. One of the biggest ways student loans affect a mortgage is with the Debt to Income ratio (DTI). Lenders use DTI to determine loan eligibility. The DTI […]
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