Posted by Richard on November 7, 2024
Listing your home for sale is like entering a beauty pageant. The contestants — your rivals for the crown — are all the other homes for sale in the area. The judges are potential buyers. The challenge begins at the open house. If you’ve ever been to an open house held by a building contractor, […]
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You’re most likely already familiar with Medicare open enrollment, so you might not be surprised when someone calls this month to pitch a fantastic Medicare option to you. But although you may not be surprised, you should definitely be. It’s actually illegal for an agent to call you without your permission, so that should be […]
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Across all social media platforms, users defiantly post statements that read something like: “I do not give permission for my personal data to be used.” Well, that won’t help. It’s best to assume that social media companies are using your posts and all personal information about you to feed their AI systems. In many cases, […]
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Ask any financial advisor when you should claim your Social Security and they will tell you to wait until full retirement age. The reason is simple: You will get more money. Currently, the full retirement age for those born in 1955 or later is 67. For those born earlier, it is 66. But people can […]
Read More →Posted by Richard on July 25, 2024
Question: How much should you spend on a car? Answer: As little as possible. One of the worst car decisions to make is calculating that you can afford the monthly payment, which will be low enough if spread out until the end of time. That’s the wrong way to buy a car, says financial advisor […]
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The absolute best time to list your home for sale is (drum roll), anytime you are ready. But is there an actual best day? It depends who you ask. A lot of people are taking the word of Zillow, the real estate information company, that the best day is Thursday, if you want to sell […]
Read More →Posted by Richard on July 24, 2024
Think about how many iterations of the telephone we have used in our lifetimes. Rotary phones were the most common device for decades, and until 2006, 750,000 people still had one. Then came the button phone (Touch-Tone), introduced in 1963, updated in 1968 to include those curious extra digits of * and #. But it […]
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Mom gave her daughter an ancient and extremely delicate Japanese tea set that originally belonged to Grandma. The daughter loved it and she wanted to display it, so she carefully placed the set in a curio cabinet. One day, the dog jumped up, accidentally hooked his collar on the cabinet knob, and pulled the whole […]
Read More →Posted by Richard on May 23, 2024
It is so easy to buy a car that it is hard to remember what an expensive move it is. According to Kelley Blue Book, the standard down payment on a car is 20 percent. Everyone knows that you aren’t actually required to put down that much, but what most don’t consider is that the […]
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Spring has arrived and the real estate market is about to take off. If you are considering your first home, you probably know you need a lender and money for a down payment, but you might not have ever considered your creditworthiness. Young people especially may not know their credit score, but when they want […]
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