Managing Finances When A Loved One Dies

Posted by Richard on December 18, 2024

The single most important thing you can leave to your heirs is a current list of passwords and access codes, according to Kiplinger.com. Conventional advice is to involve both partners in financial decisions and management. But as a practical matter, one spouse usually handles these matters. The key is making it easy for a surviving […]

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AI Is Coming To An iPhone Near You, But Has Stumbled In Healthcare

Posted by Richard on December 17, 2024

Ten years ago, the notion of having a powerful and complex AI program might have seemed like science fiction. But now it’s going to fit in your pocket, because Apple is partnering with ChatGPT to bring AI to iPhones. Apple Intelligence was unveiled at June’s World Wide Developers Conference, and has generated ample buzz. It […]

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Tailor Your Surroundings: Is It Time To “Rightsize” Your Life?

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Is it time to make your house fit your life? Mid-life couples and individuals of all ages eventually have to consider whether their house is right for them today. According to surveys, many are reluctant to sell their homes because they have low mortgage interest rates. But this thinking can sometimes just make you a […]

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Christmas Memories Warm Our Hearts

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It can be fun to reminisce about Christmas past and those memories can transport you to treasured times past. So, hey — do you remember this stuff? In the days of the 1950s, the world was on the brink of change, but in little communities everywhere things seemed the same as ever, yet somehow new […]

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How To Win The Home Sale Beauty Contest

Posted by Richard on November 7, 2024

Listing your home for sale is like entering a beauty pageant. The contestants — your rivals for the crown — are all the other homes for sale in the area. The judges are potential buyers. The challenge begins at the open house. If you’ve ever been to an open house held by a building contractor, […]

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Red Flags To Watch Out For During Open Enrollment

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You’re most likely already familiar with Medicare open enrollment, so you might not be surprised when someone calls this month to pitch a fantastic Medicare option to you. But although you may not be surprised, you should definitely be. It’s actually illegal for an agent to call you without your permission, so that should be […]

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AI Is Hungry And You’re On The Menu

Posted by Richard on

Across all social media platforms, users defiantly post statements that read something like: “I do not give permission for my personal data to be used.” Well, that won’t help. It’s best to assume that social media companies are using your posts and all personal information about you to feed their AI systems. In many cases, […]

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Social Security Info

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Ask any financial advisor when you should claim your Social Security and they will tell you to wait until full retirement age. The reason is simple: You will get more money. Currently, the full retirement age for those born in 1955 or later is 67. For those born earlier, it is 66. But people can […]

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One Rule For Car Buying Gets Traction

Posted by Richard on July 25, 2024

Question: How much should you spend on a car? Answer: As little as possible. One of the worst car decisions to make is calculating that you can afford the monthly payment, which will be low enough if spread out until the end of time. That’s the wrong way to buy a car, says financial advisor […]

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When Is The Best Time To List Your Home?

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The absolute best time to list your home for sale is (drum roll), anytime you are ready. But is there an actual best day? It depends who you ask. A lot of people are taking the word of Zillow, the real estate information company, that the best day is Thursday, if you want to sell […]

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