Posted by Richard on November 2, 2023
Real estate deals falling through can be a frustrating experience for home buyers. In fact, statistics show that approximately 10 percent of real estate deals do not reach closing. However, there are steps that buyers can take to prevent this from happening. One common reason for deals falling through is issues with the appraisal. An […]
Read More →Posted by Richard on
Imposter scams and online shopping top the Federal Trade Commission’s 2022 list of financial frauds. A new August 2023 survey from GoBanking questioned more than 1,100 Americans aged 18 and older to find that huge numbers of people have been victims of financial frauds. The top frauds: * Phone scams, like robocalls and texts: 43% […]
Read More →Posted by Richard on
What are the basic parts of Medicare and how does it works? It can be confusing! Here are the basic parts of Medicare and what they do: Medicare Part A, hospital insurance. Often called Original Medicare, Part A covers care in hospitals and skilled nursing facilities, including hospice and home health care. The Part A […]
Read More →Posted by Richard on
Let’s take this fancy vacation. It’s time. We can’t spend that much money! Why not? We have enough. It’s time. A variation on that conversation happens with every retired couple. It’s part of the surprisingly difficult transition from saver to spender. After all, you spent decades building up the nest egg and paying off the […]
Read More →Posted by Richard on September 7, 2023
Whether you are buying insurance for a new car or for an older second car, there are many choices to make. Collision insurance: When a vehicle is financed, the lender requires collision insurance. It pays for damage to your vehicle in an auto accident when you are at fault. In a total loss, it pays […]
Read More →Posted by Richard on
Here’s good news for American consumers and businesses. The Federal Reserve’s new instant payment service, FedNow, is set to transform the speed and efficiency of money transfers. The Federal Reserve’s FedNow service promises faster and more accessible money transfers, bridging the gap between the traditional Automated Clearing House (ACH) system and instant digital payment methods. […]
Read More →Posted by Richard on
Artificial intelligence is unlikely to replace doctors or nurses — at least, not anytime soon. But in an industry that still runs mostly on time-consuming manual processes, AI breakthroughs are set to permanently change how clinicians do their jobs and how patients access care. Already, generative AI is in use in some clinics and hospitals […]
Read More →Posted by Richard on
A lot of baby boomers — people born between 1946 and 1964 — have made up their minds. About 85 percent tell researchers they are holding on to their homes. And, yet, with housing prices high, most could walk away from the responsibilities of maintaining a home with a nice chunk of capital. The average […]
Read More →Posted by Richard on August 15, 2023
Imposter scams are already bilking people out of money, but now, with the help of artificial intelligence, they will get much more convincing. These scams are frequently directed at parents and grandparents. Fraudsters will call people and claim that a loved one, such as a child or grandchild, has been in a serious car accident, […]
Read More →Posted by Richard on
Compared to other updates you can make on your house, a beautiful front door doesn’t cost that much, but it does give a cheerful welcome to guests and buyers alike. Your front door might not be top on your mind all the time, but it’s the first thing a visitor sees. A front door is […]
Read More →