Posted by Richard on April 12, 2022
Here are three words you don’t hear everyday: Tax-free money. There aren’t too many things you can say that about, but for many homeowners that sell, it is true since profits on most home sales are excluded from taxable income. According to TurboTax, most home sellers don’t even have to report home sales to the […]
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IRS scams are everywhere, bilking people out of thousands of dollars and fraudulently obtaining their personal information. Phone scams are big at tax season. The thing to remember is that the real IRS will never: * Call to demand an immediate payment using something like a prepaid debit card, gift card or wire transfer. If […]
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As you downsize and sort through those old mementos, you’ll consider what items will mean something to the kids or grandkids and which means something only to you. But these days it isn’t just boxes, it’s also the electronic messages on your computer. Some of those will have to go. Some of them will be […]
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By now, you’ve likely heard of bitcoin and other so-called cryptocurrencies. These assets have become hot investment vehicles in recent years, especially amid worries of economic upheaval, inflation and more. Unfortunately, bitcoin and other currencies are frequently used for criminal activities, and right now, they offer one of the more popular ways to launder money. […]
Read More →Posted by Richard on March 8, 2022
Gas prices have steadily increased in recent months, putting a pinch on consumers. Given how expensive gasoline is, some are turning to electric automobiles — not just cars, but also trucks, delivery vans and other vehicles. That said, before buying an electric car, there are important financial considerations. First, if you want to use an […]
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Saving money doesn’t necessarily mean sacrificing your quality of life. Indeed, with the right approach, you can still live on your own terms while also saving cash. For example, utility bills may take a huge bite out of your budget. Fortunately, smart thermostats and heating systems allow you to turn off the heat or air […]
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If you want to buy a house in a very competitive market, an escalation clause might be something to consider. An escalation clause automatically raises your offer on a house if there will definitely be competing offers. In a competitive market, an escalation clause could raise the bidders offer in increments, say $2,000, every time […]
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Offer a dollar and some will steal a million. The Secret Service estimates that roughly $100 billion in COVID-19 pandemic relief funds were stolen by unscrupulous individuals and organized crime rings. The Secret Service alone has over 900 investigations in progress, examining fraud and other potentially criminal activities. Through the Coronavirus Aid, Relief and Economic […]
Read More →Posted by Richard on February 8, 2022
Mortgage rates are low and financing is readily available, but the number of houses for sale is also low. How do you stand out in the market and buy the house you want? One way is with earnest money. This isn’t a requirement, but it can give you an advantage. Earnest money is a good […]
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Many businesses rely on software solutions. You can use software to build a great website, manage finances or do whatever else. So many choices and so many solutions. One of the first major choices you may need to make is whether to buy Software-as-a-Service (SaaS) or traditional software. Back in the early days of personal […]
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