Posted by Richard on February 8, 2022
Future generations may never fully understand the struggles of those who came before them. Can anyone used to driving a car imagine how difficult it would be to keep a horse fed, cleaned, and ready to work? Future generations may never experience the horror of losing a charging cable. That’s because unified charging systems, like […]
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Americans worried about repaying their student loans have gotten another reprieve with President Joe Biden extending a pause on repayment and interest accumulation until May 1, 2022. The government paused student loan repayment shortly after the onset of the COVID-19 pandemic, when millions suddenly found themselves without jobs. Since then, the government has extended the […]
Read More →Posted by Richard on January 18, 2022
Two years ago, the real estate market was sweet and hugely profitable for sellers. Record-low interest rates made buying homes attractive, but there weren’t a lot of homes on the market, so buyers were paying more and sellers were getting great prices. In 2022, the market is still great for sellers but the picture is […]
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Financial planners recommend building an emergency fund that can pay for major repairs and also cover necessary bills, such as rent, should you become unemployed or suffer an emergency. A good rule of thumb is to have an emergency fund that covers living expenses for at least six months. Unfortunately, some folks lack such a […]
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Each year, millions of people receive unemployment benefits. And each month, billions are paid out in benefits. Yet many folks fail to realize that they’re required to pay taxes on unemployment benefits, as the federal government and many states consider it taxable income. The tax bills, both from the individual and government’s perspective, are no […]
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It’s an internet joke at this point: Google an innocuous symptom like a sore knee or persistent headache, and 10 minutes later, an online symptom checker gravely warns you that it might be cancer. In a panic, you rush to the doctor, who prescribes aspirin and urges you not to search for symptoms anymore. It […]
Read More →Posted by Richard on December 9, 2021
Family, cheer, warmth — these are some of the memories and feelings the holidays conjure up and they are, not coincidentally, the best possible feelings to create when showing your home. Holidays offer the seller so many options for making a home perfect for the buyer: Special lights, holiday smells, cozy fireplaces and festive decorations. […]
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Tax season is still some weeks away, but with a large number of changes coming into effect this year, it’s smart to plan ahead. Various COVID-19 stimulus bills introduced a number of updates to different tax provisions, while higher-than-typical inflation has tweaked many thresholds. 2021 tax changes may affect individuals and organizations too. The American […]
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If you have seen empty shelves at your local stores in the last few months, that might be because of the traffic jam in ocean shipping, which is responsible for much of what we buy. Maritime shipping networks transport an estimated 80 percent of goods. Roughly 90 percent of bulk dry manufactured goods, including electronics […]
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Your bedroom closet is already full. Your fridge and cabinets don’t have a lot of room to spare, and neither do your storage closets. And it isn’t even Christmas yet — once the gifts, decorations, extra food, new holiday outfits and all the other assorted stuff comes inside, you’ll be overwhelmed, just like you are […]
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