Posted by Richard on November 9, 2021
If you will be in the market to sell your home in coming months, you can get the best price with some inexpensive DIY updates, on-trend with young buyers. Country and ship-lap are on the way out, but granny chic is right on-trend. Granny chic is the new millennial drift toward nostalgia and comfort. It […]
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Looking to save money on Christmas spending this year? If so, you may have to put in a bit more effort compared to seasons past. Still, hard work may result in substantial savings. Financial consultants at Deloitte project that holiday sales will increase by 7 to 9 percent this season, with e-commerce sales expected to […]
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Lots of people are doing home improvement projects this year, but there are stumbling blocks. Prices are higher, some materials may be limited and contractors don’t have enough help, but these difficulties should ease in the coming months. A survey by Harvard University’s Joint Center for Housing Studies found that 80 percent of respondents had […]
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The grand kids love it, of course, and they are the reason we keep doing it. Those lovely holiday dinners pass on traditions, values, heritage and fun memories. The excitement of the holidays beam in the eyes of the little ones. But meanwhile, your back is aching and your energy isn’t what it used to […]
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Here’s how to stay warm this winter and save on heating and repair costs. Your home’s exterior: Clean the gutters so ice dams don’t form and cause damage. Replace cracked caulk around roof vents and around the chimney. Install a chimney cap to keep critters and objects from dropping in. A cap will also keep […]
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Suppose it is 1950. You have $5 in your pocket and you have to buy groceries. You’ve got plenty: Gallon of milk: 83 cents Dozen eggs: 60 cents Loaf of bread: 30 cents Chopped beef: 53 cents Frozen green beans: 24 cents Apples: 39 cents Peanut butter: 29 cents 5lbs potatoes: 26 cents 3 lbs. […]
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Ransomware continues to be a plague on private and governmental operations, even threatening health care. According to HIPAA Journal, ransomware attacks cost the American healthcare system roughly $21 billion in 2020, with attacks on at least 91 organizations. Attackers hit just 50 organizations in 2019. Attackers have also hit energy companies, local governments and various […]
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We really want to buy a house, but we are struggling to come up with a down payment. Any ideas? If you have a regular work history, a reasonable credit score and modest debt, chances are good that you can qualify for a mortgage. The key is often the down payment, thought to be the […]
Read More →Posted by Richard on September 8, 2021
We are going to sell. Should we pay cash or finance at least part of the new house? Your decision depends on your financial and life circumstances. If you are retired and the kids are gone, you might be one of the millions of people who want to downsize. When you bought your last house, […]
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Business ownership is a dream for many people, and an alternative to starting from scratch is to buy an existing business. But where to begin? First, with loads of due diligence. The more preparation, the better. Your prep work starts with an honest look at your own experience, lifestyle and desires to figure out what […]
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