Posted by Richard on September 8, 2021
Cash may be king, but cashless transactions are usurping the throne. Cashless transactions had long been gaining momentum and only got more popular during the pandemic, when many businesses and customers shied away from handling paper money and coins. The website Trading Platforms said the digital or mobile wallet payments were the most used point […]
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This month, after an 18-month suspension of student loan payments, millions are poised to make their next payment in October. Congress suspended federal student loan payments as part of the first pandemic relief package. Interest was frozen and collections stopped. At the same time, millions of student loan borrowers are praying loans will again be […]
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Posted by Richard on August 3, 2021
It has been a blazing hot real estate market lately, with a shortage of available houses for sale and new construction too pricey (think lumber prices, tariffs, and other factors) to keep up. The demand for rentals has also skyrocketed in most places and with it, rental rates. With rental units so desirable, does that […]
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When they debuted nearly 30 years ago, overdraft charges were meant to provide a cushion for consumers who accidentally withdrew more money than was available in their bank accounts. The bank would cover the deficit and charge the customer a fee to do so, and the customer would avoid bouncing checks or being declined at […]
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Have you ever glanced at your phone’s calendar and seen a “reminder” to enter a sweepstakes or an invite to some event you’ve never heard of? Or something, well, yuckier. Welcome to calendar spam. Spam can strike from anywhere, not just our inboxes or in unwanted phone calls. Calendar spam can be particularly bothersome, especially […]
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During the first month of the pandemic lock-down, spam messages increased more than 20-fold. Scammers like to leverage a hot topic to spread misinformation and lure in a vulnerable audience through email, social media and messaging applications, said the National Cyber Security Alliance. Cyber-crime continued to rise dramatically throughout 2020 and into this year, and […]
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Posted by Richard on July 1, 2021
A cheap hoodie or fancy party dress may look like a bargain. But if you don’t recognize the company, look up the domain. A domain is the name of the website, like: ThisIsADomain.com. Domains are purchased from various online companies and they are hosted by other companies. They have an IP address, which is a […]
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We know that kitchens and bathrooms are traditionally the money rooms in a house — keep these in style and spiffy, and you can make more money on a sale. Thing is, you need your kitchen and bathrooms to look good, but you don’t want to put a lot of money into the remodel. According […]
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The work-from-home trend that accelerated during the COVID-19 pandemic may have opened some doors for seniors and for those with mobility issues who want or need to work. One key to any remote work is making sure you have adequate computer skills. If you want a job at home, take a class or brush up! […]
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If you’ve got some dings on your credit, it can be tempting to think about hiring someone to clean it up. But is that a good idea? Experts generally say no. For most of us, the changes a credit repair service offers are fixes we can make ourselves. Pay your bills on time every time. […]
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