Posted by Richard on August 6, 2020
With the housing supply tight, some buyers are checking out land to build their dream home. It feels sensible, after all. You can find some blueprint for the perfect house, maybe get away from urban areas, and live peacefully on a pretty little plot of land you picked out yourself. What could go wrong? Like […]
Read More →Posted by Richard on
The sudden flood of remote workers post-covid has slammed IT workers with security issues. Perhaps not surprisingly, nearly 57 percent of remote workers are using their private devices, such as laptops, computers, or phones, for work. The number of potentially insecure devices has hit IT hard, while giving cyber-criminals fresh targets. Information breaches cost an […]
Read More →Posted by Richard on
Before you find yourself standing outside watching your belongings burn up with your apartment, consider buying renter’s insurance. It doesn’t cost that much. For about $16 a month, you can be reimbursed if your possessions are destroyed by a disaster. According to the Insurance Information Institute, renters are the majority in the U.S., but only […]
Read More →Posted by Richard on
Let’s hope that no one looks back at 2020 and thinks: Those were the good old days. That implies there are going to be worse days. Still, as bad as 2020 has been, there were countless really bad years in recorded history. There have been so many bad years, how do we really choose? If […]
Read More →Posted by Richard on July 7, 2020
In March through June, many workers found some help from virus job losses and layoffs in a combination of savings, unemployment, and credit. As July comes screaming in, what are the next steps if employment doesn’t return and government programs are not renewed? Financial experts have urged people not to look to their 401(k) retirement […]
Read More →Posted by Richard on
Whether you’re a buyer or a seller, you can find something good about the current real estate market. Interest rates are low, making for more appealing mortgages (and an abundance of available loans). And inventory is a little tight, making for less competition. So, if you’re a buyer, you can find a ready loan at […]
Read More →Posted by Richard on
After a couple months of quarantine, commentators across the world are speculating about what will happen to relationships and the world. Will the divorce rate go up? The Boston Globe notes that some cities in China had a spike in divorce applications following the COVID outbreak. Perhaps familiarity breeds contempt. Will more people get married? […]
Read More →Posted by Richard on
In a business checking account, a small charge of $10 to $20 might not generate too much concern or suspicion. But, beware, small amounts coming out of your checking account can be fraud and all the criminal needs to know is printed right on your check. Automated Clearing House (ACH) fraud is a common way […]
Read More →Posted by Richard on June 4, 2020
Wild. That’s the ride of the stock market today. Up 500, down 1,000. Every day it is a new shock. You look at your holdings and a sign flashes in front of your eyes: DANGER. DANGER. DANGER. But don’t panic. Here are three ways to think about it: 1 Don’t look. If you have 30 […]
Read More →Posted by Richard on
Each worker will want to routinely disinfect work spaces for at least two months (and maybe more if there is another outbreak of coronavirus in the fall). This article contains information derived from a National Institutes of Health 2020 study on virus aerosol and surface persistence. It was published in the New England Journal of […]
Read More →