Posted by Richard on October 9, 2019
Joint checking accounts can be a prickly topic, but a bit of thought and planning can be enough to alleviate the misgivings (or convince you it’s not right for your situation). As a basic premise, joint accounts mean equal access to deposit, withdraw, and transfer money. There are legalities to be aware of regarding survivorship […]
Read More →Posted by Richard on
It has been a busy year in the tech world (isn’t it always?), from the latest gadgets to improved wireless speeds and expanded coverage. So what can we expect heading into 2020? Even more. Here are some trends to keep an eye on: * 5G. All of the major carriers are promising access to 5G […]
Read More →Posted by Richard on
Conventional wisdom tells us to list our homes for sale during the spring and that nobody is buying in the dead of winter — especially during the holidays. But that’s flat-out incorrect. While it’s true that there are fewer sales overall, that doesn’t mean your house can’t or won’t sell quickly, and at a good […]
Read More →Posted by Richard on
One of the juggling acts for any caregiver is how to help make your loved one’s home easier to navigate while retaining the warmth and character of the space. Even when mobility is limited, the kitchen is probably still one of the most-used rooms in the house. Here are some inexpensive ideas to improve the […]
Read More →Posted by Richard on September 12, 2019
If you’re someone who has been socking money away throughout your career, seeding a variety of retirement accounts, you’ll enter retirement with a lot of choice — and decisions. One of those decisions will be which investment to dip into first. According to investment experts, the traditional approach involves withdrawing from individual accounts in a […]
Read More →Posted by Richard on
Technically, The Fed’s decision in July to lower interest rates by a quarter-point doesn’t directly affect mortgages. In reality, there are usually some things to keep in mind with any rate decrease or increase. The Federal Funds rate is a measure of short-term borrowing, or the rate that banks use to lend money to each […]
Read More →Posted by Richard on
An interesting real estate trend has cropped up in recent years: while demand for rents has stayed strong, consumers have also turned their attention to single-family homes. Renting is like having a home without the commitment. Or living in a home but retaining the agility to up and move quickly. As prices of single-family homes […]
Read More →Posted by Richard on
When it comes to reducing our water usage, we have some moves down pat: shut off the water while brushing teeth, install a toilet that uses less water per flush, and wait until we’ve got a full load for the washing machine, for example. But what about washing dishes? In terms of saving on water, […]
Read More →Posted by Richard on August 7, 2019
A new roof. New flooring. New heating/cooling systems. These are the kinds of problems that can keep a homeowner up at night. They are big ticket projects that usually require some financing. Homeowners have several choices to finance crucial projects or even elective remodeling like updating that kitchen. * Cash-out refinance – Your home is […]
Read More →Posted by Richard on
Most states, by 2020, will require drivers license applicants to supply a stack of documents to prove their identity and get a REAL ID drivers license. People don’t have to get a REAL ID, but if they don’t, they won’t be able to board a plane or enter some federal buildings beginning October 2020. For […]
Read More →