Posted by Richard on May 17, 2023
When Silicon Valley Bank (SVB) collapsed, stock markets around the globe went into a tailspin, with some fearing a wider financial meltdown. Analysts also warned of a startup apocalypse because so many Silicon Valley companies banked with SVB. Many of those startups held large deposits at SVB and, without that money, they might not have […]
Read More →Posted by Richard on
Landscaping is a no-brainer to add curb appeal to your home, but the value is more than just cosmetic — researchers at Virginia Tech found that it can increase property value by as much as 15 percent. According to the Pennsylvania Association of REALTORS, landscaping can significantly affect the perceived value of a home. And […]
Read More →Posted by Richard on
During the Great Depression, people supposedly stuffed money in their mattresses. That may have been wise, since about 9,000 banks failed between 1929 and 1939, wiping out the life savings of many millions of Americans. People simply stopped trusting banks. That’s why the government established the Federal Deposit Insurance Corporation (FDIC) in 1933. FDIC guarantees […]
Read More →Posted by Richard on
Home sellers have been in the real estate driver’s seat for some time, since there was more demand for homes than homes available to buy. However, as 2023 opened, sellers were making some concessions to buyers. According to Redfin, 42 percent of sellers in late 2022 offered at least one concession to buyers. That is […]
Read More →Posted by Richard on April 13, 2023
1. Make money. Use your talents, interests, and skills to get a job and keep working, even if you don’t work at the same place your whole life. Stay on the lookout for higher paying opportunities. 2. Save money. Track your spending and make a budget. Carve out a savings goal. Start early. If you […]
Read More →Posted by Richard on
Retirees now live longer and often enjoy a higher quality of life than in decades past. However, longer lifespans make financial security, especially in retirement, all the more essential. Whether you’re young and still planning, or are approaching retirement age, you’ll want to take financial planning seriously. Research conducted by the Employee Benefit Research Institute […]
Read More →Posted by Richard on
Artificial intelligence is changing everything and it might even change the way you search for information. Here are three big ideas in play with artificial intelligence: ChatGPT, Bing, and Bard. First, there are some who think AI projects might take over search functions entirely. Instead of people searching through the results of a query, what […]
Read More →Posted by Richard on
When in Rome, do as the Romans do. That’s also pretty good advice if you’re paving a driveway or building something out of concrete. Turns out, Roman concrete actually has a self-healing process, which helps explain why Roman structures have proven to be so durable over the centuries. Concrete was a favored construction material for […]
Read More →Posted by Richard on
The best things you can do now with $1,000. You love the idea of getting an income tax refund check from Uncle Sam. It’s really your own money and not some sort of bonus gift, but it might feel like one. Here’s what to do with it. *Stash it. In case of a calamity or […]
Read More →Posted by Richard on March 9, 2023
A new job, a new baby, retirement, or maybe just a taste for change. You want more space, less space, new space — whatever the reason, you just want to sell. There are plenty of buyers even in this market since mortgage rates have dipped and there are slightly more houses available nationwide. So one […]
Read More →