Posted by Richard on January 12, 2023
The new year will almost certainly bring home buyers more homes to choose from and better prices, experts say. According to MarketWatch, a fresh group of new construction homes will come on the market in 2023 as builders complete projects, some of which were stalled due to supply problems. Meanwhile, buyers might see prices dip […]
Read More →Posted by Richard on December 15, 2022
Maybe the Grinch isn’t real, but as inflation continues unabated, it could feel like your Christmas has been stolen. Happily, there are still ways to save some money. First, it’s smart to put your holiday gift list together earlier rather than later. This way, you’ll have more time to watch for great deals and you […]
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There are lots of ways to get scammed out of money these days, but it is happening frequently with payment apps. Pew Research found that 13 percent of payment app users realized they had sent money to scammers and 11 percent reported that their account had been hacked. Many more have likely been scammed without […]
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If you are ready, yes, you should buy. Interest rates are higher than they have been in a few years. However, when it comes to interest rates, you have to live in the present. No one can know what will happen in a year. If you buy now, and interest rates rise in the next […]
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In honor of the shivering fingers and toes of winter, it’s a good time to freeze something else: Your credit. Freezing your credit these days can be relatively easy online and it can protect you from fraudsters looking to steal your identity and open credit cards in your name. If a criminal can get a […]
Read More →Posted by Richard on November 8, 2022
Yes. If you want to stay in your home and you need cash to pay ordinary living expenses, a Home Equity Conversion Mortgage (HECM) could be a good option. The average retired person has a lot of money invested in their home. In fact, home equity represents about 66 percent of the average retired American’s […]
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Someone you love needs money and they are asking you. Don’t reach into your wallet before you take a moment to think. * Consider the problem. Money isn’t the solution if the problem is that the relative spends too much, saves nothing, or doesn’t work. Your money only puts off the consequences for bad decisions. […]
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At this time of year, everyone else is going over the river and through the woods to grandmother’s house, but a brave few are headed into the real estate market. Is that a smart move? Depends on how you look at it. There is no doubt that the real estate market slows down at the […]
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If your car is paid for (or almost paid for) and the repairs don’t cost much, it’s probably a good idea to keep it. The key to keeping a car running for 200,000 miles is in the care and maintenance you give it. Change the oil regularly, rotate the tires and don’t let small problems […]
Read More →Posted by Richard on September 8, 2022
Mortgage rates have been up and down following the rate increases by the Federal Reserve, beginning with the one in March this year. Federal Reserve rate increases are aimed at controlling inflation, and while they have affected mortgage rates, the Fed actions and mortgage rates haven’t shadowed each other. Mortgage rates had a soft response […]
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