Posted by Richard on September 8, 2022
Building up an emergency fund is one of the smartest steps you can take to ensure your financial and overall well-being. Emergency funds are liquid funds that you can tap into when the times get tough. Maybe you need to pay for an expensive automotive repair, or perhaps the fridge dies. If you suddenly have […]
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You use debit cards and credit cards in the same way: A swipe or wave in a card reader or type in your number online. But the two are very different, and only credit cards help build your credit score and are listed on your credit report. Activity on a debit card isn’t reported to […]
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Payment apps. So, so many payment apps. You’ve got Venmo, Zelle, Cashapp, Apple Pay, Google Pay and more. Try to divvy up the bill with your friends at a restaurant and you may find yourself dealing with multiple payment apps. Ultimately, these apps offer a lot of conveniences, but some of the nuances can be […]
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Selecting the right computer can be a difficult task. Not only are there dozens of different models, but often, each model comes in several different variations. No matter what laptop you buy, you’re likely spending hundreds of dollars, so you’ll want a computer that will last for years to come. Wondering how to future-proof your […]
Read More →Posted by Richard on August 17, 2022
Back in May, Sears announced that it was closing roughly 100 stores, cutting the company’s footprint in half. Even those stores that survived the downsizing are likely living on borrowed time, and someday soon, Sears may fade into history. It’s hard to remember these days, but Sears revolutionized the retail industry and once ranked among […]
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Could the days of free and low-cost shipping be coming to an end? For several years now, consumers have been able to rely on Amazon and its Prime program, which offers free and fast delivery, among other things. Other companies have also boasted free and low-cost delivery, but with rising fuel and labor costs, we […]
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If you follow tech news, you may have heard the term metaverse tossed around in recent months. In October 2021, the company that owns Facebook and Instagram rebranded itself as Meta. Meanwhile, other companies, big and small, have been pouring investments into the metaverse. Wondering what that means? Let’s dig in. The metaverse was first […]
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Apple’s newly designed MacBook Air stole the show at the annual Apple Worldwide Developers Conference (AWDC) back in June, but the most important announcement may have been Apple’s intention to get directly involved in finance and lending with Apple Pay Later. The tech giant already runs a payment platform called Apple Pay, which allows users […]
Read More →Posted by Richard on July 14, 2022
Prices keep going up, up, up. Between the time it took us to write this article and you got a chance to read it, prices may have climbed another few percent. Such are the times, but we have some tips for saving money and trimming spending. Ultimately, if you want to save money, especially amid […]
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Anyone who has struggled to pay off medical bills will get a boost this July as medical credit reporting changes. Among the changes announced by all three major credit reporting agencies (Equifax, Experian, Transunion): * Old medical bills that have been paid will no longer appear on credit reports. Medical debt is currently reported for […]
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