Client Services

Capital Strategies’ consulting services are tailored to these areas:

Individuals, trusts, and estates

Corporations

Not-for-profit and endowments

Individual Client Services

Capital Strategies offers customized services for its individual clients. We spend considerable time and effort in personal discussions, getting to know you and your needs, realizing that everyone’s situation is unique.

During this stage, we learn your investment preferences and restrictions, any special needs, and the level of risk with which you are comfortable.

It is also during this stage that your goals and objectives are established in order to build wealth and financial security. We bring the tools and techniques of saving and investing used by wealthy individuals and corporations, and make them available to all investors.

Next, we develop options for your personal investment policy that are appropriate for your specific circumstances. Then, based on the input received, we craft an investment program specifically for you, rather than offering a pre-determined, off-the-shelf product.

We tailor a solution that we believe will provide the best path to achieve your goals and objectives. We create and manage a portfolio based on that policy, monitoring your investments and reporting on their performance.

In addition, we can assist individuals who are serving as trustees or personal representatives with asset allocation, investment management and performance monitoring as well as record-keeping and beneficiary reporting.

We provide a written financial plan designed to achieve your stated financial goals and objectives in these areas:

• Analysis of Individual Situation
• Establishment of Goals and Objectives
• Customized Investment Program
• Retirement Planning
• Estate Planning

Corporate Client Services

Capital Strategies provides extensive consulting services including investment management and financial education programs to corporations and plan sponsors across the country. It also provides consultation with investment committees to assist in the development of investment policy statements, to establish appropriate benchmarks to measure performance, to administrate investment restrictions and to manage risk. The company provides continuous supervision of investments and quarterly performance reviews.

Corporations desiring to provide or improve their employee retirement plans are offered a variety of services, including expense analysis, market survey, request for proposal and specific individual investment advice to plan participants. Educational services include pre-enrollment support, enrollment meetings, periodic education reinforcement, education for imminent retirees and financial wellness programs as well as specific individual investment advice to plan participants.

As a registered investment advisor, Capital Strategies can be appointed as a Qualified Investment Manager to an ERISA plan. Capital Strategies works closely with the plan sponsor to identify the appropriate number of investment choices to offer within the plan and the investment objective for each choice. Based upon research, proprietary screening and direct conversations with investment managers and mutual fund companies, Capital Strategies identifies the best candidates for investment within each category.

Capital Strategies protects the reputation of its corporate clients and their invested assets by delivering to them a defensible investment strategy combined with continuous monitoring of their accounts. Since Capital Strategies is strategy-based and not product-oriented, it can work with the client to design the best approach for the organization.

The following are the corporate client services offered by Capital Strategies:

• Asset Management to identify investment choices and provide continuous supervision of investments and quarterly performance reviews
• Financial Education Seminars for large and small groups of investors, covering not only enrolling in the 401(k) but also saving for college, managing personal finances, consolidating debt, preventing consumer fraud and preparing for retirement
• Individual Advice for Plan Participants to provide specific individual investment advice on their 401(k) and also on virtually any topic in the realm of managing personal finances during private coaching sessions
• Expense Analysis to provide identification and definition of all expenses associated with retirement plans
• Market Survey, conducted anonymously, to gather information from companies believed to be an appropriate fit and to form the basis from which a formal request for proposal is designed
• Request for Proposal to narrow down the leading candidates identified by the market survey and, after analyzing responses of the most promising candidates, ask them to make a formal presentation to the company or plan sponsor who then selects the firm(s) best able to meet the 401(k) plan objectives

Not-for-Profit Services

Capital Strategies provides extensive consulting services including investment management and financial education programs to 501(c) 3 and other not-for-profit entities. It provides investment supervisory services to plan sponsors, trustees and individual clients across the country. It also provides investment management and consultation with investment committees to assist in the development of investment policy statements, to establish appropriate benchmarks to measure performance, to administrate investment restrictions and to manage risk. Capital Strategies provides continuous supervision of investments and quarterly performance reviews.

Not-for-profit organizations and endowments desiring to provide or improve their employee retirement plans are also offered various services, including expense analysis, market survey, request for proposal, and specific individual investment advice to plan participants. Extensive educational services are delivered through workshops, seminars, articles, and individual coaching.

Their employees can participate in financial education programs for retirement and personal finance through workshops, seminars, and individual coaching.

As a registered investment advisor, Capital Strategies can be appointed as a Qualified Investment Manager to an ERISA plan. Capital Strategies works closely with the plan sponsor to identify the appropriate number of investment choices to offer within the plan and the investment objective for each choice. Based upon research, proprietary screening and direct conversations with investment managers and mutual fund companies, Capital Strategies identifies the best candidates for investment within each category.

Capital Strategies protects the reputation of its clients and their invested assets by delivering to them a defensible investment strategy combined with continuous monitoring of their accounts. Since the company is strategy-based and not product-oriented, it can work with the client to design the best approach for the organization.

These services are offered to Not-for-Profit organizations:

• Asset Management
• Investment Policy Statement
• Retirement Plan Management
• Qualified Investment Manager
• Selection of Specific Investment Options
• Continuous Supervision
• Quarterly Performance Reviews